"Changing our future – One child at a time"
Chairman/CFO

Howard F. Lemons


Howard Lemons is currently Senior Vice President and Head of Product Management for Ameris Bank Treasury Services. He is responsible for the end-to-end development, execution, and performance of all Treasury Services products. This includes the Business Online Banking application, ACH, Wire, Positive Pay, Lockbox, Remote Deposit, Commercial Card and Mobile Banking.

With over 23 years of banking experience, Howard’s career began in 1997 with Wachovia Bank (Wells Fargo) as a leader in the Lockbox Operations. During his time at Wachovia he managed a Wholesale Lockbox team, and ultimately became the site manager for the Retail Lockbox Operations in Atlanta. After 7 years at Wachovia, Howard joined SunTrust Bank (Truist) as a Lockbox Product Developer. Over his thirteen years at SunTrust, Howard held various positions including Lockbox Product Developer, Lockbox Product Manager, Treasury & Payment Solutions Head of Implementations, Head of Treasury Sales Support, and Head of Product Planning, Development, and Vendor Management. From March 2017 until October 2020, he was the Product Manager at Renasant Bank, with oversight of the Business Digital Banking application, Payments, Fraud, and Commercial Card. Each of these positions, help to make Howard a unique expert in all aspects of the Treasury Management functions.

On a personal note, Howard is a native of Atlanta, Georgia, and has earned Bachelor and Master’s Degrees from the University of Georgia and Mercer University respectively. Howard is a Georgia Bulldog fanatic through and through. Along with his wife, April, and son, Nicholas (15), they have been football season ticket holders for quite a while. Finally, Howard also finds time to serve as Chairman of the Make A Difference Foundation, Inc., where they supply higher education scholarships to graduating seniors in the Metro Atlanta area, as well as grants to other programs that support their vision of reviving hope, teaching life-changing skills, and providing the love and attention children need in order to become upstanding citizens in our society.